Why More Long Island Residents Are Choosing Pawn Loans During Financial Challenges
Rising costs and unexpected expenses have many Long Island families searching for fast financial solutions. Learn why pawn loans are...
Licensed
Insured
Empire Pawn Of Suffolk
Celebrating 40 years!
We BUY and LOAN on your Valuables!
Including but not limited to:
Jewelry · Watches · Diamonds · Gold · Silver · Coins · Art · Collectibles · Antiques · Autos & More
Top-Rated on Google!
Our reputation speaks for itself, customers continue to choose us because they know they’ll be treated with respect and get the best possible value for their items. When it comes to buying, selling, or loans, we’re trusted as one of the best around.
Top-Rated on Google!
Our reputation speaks for itself, customers continue to choose us because they know they’ll be treated with respect and get the best possible value for their items. When it comes to buying, selling, or loans, we’re trusted as one of the best around.
Sell Your Gold & Silver for Top Dollar
Gold and silver prices are at or near all-time highs, making now one of the best times in years to sell your precious metals. If you’ve been holding onto unwanted or broken jewelry, coins, or bullion, this is the perfect opportunity to turn it into instant cash.
At Empire Pawn, we pay the highest possible prices based on real-time market value. Our experienced team evaluates your items fairly and transparently, ensuring you get the most for your gold, silver, and other precious metals.
Whether you’re selling a single piece or an entire collection, the process is fast, simple, and hassle-free. Bring your items in today and walk out with cash in hand.
Pawning In
New York State
PAWN clients in New York are lucky to have access to some of the LOWEST collateral loan interest rates in the United States at only 4% PER MONTH. Compared to other states that charge 10% or even 25% PER MONTH.
What Is The Process For Getting A Loan?
To receive a LOAN, or PAWN as we refer to it, simply visit any of our locations with your COLLATERAL and a VALID ID. Please call for more information on our pawn services. All merchandise is subject to approval.
How Does Pawnbroking Work?
Regulated by New York State
A PAWN is a collateral loan. Unlike a bank, where loans are secured by credit, a PAWN is a loan secured by valuable items, such as jewelry. During the loan, the jewelry is kept safe in a vault, and when the term of the loan is up, the client may either pay just the interest to extend the loan, or pay the interest AND principal (original loan amount) to get their item back. IT'S THAT SIMPLE!
Loans are good for as long or short a term as you need. For example, If you take a loan & then are able to pay back the loan + interest the following day - That's fine! On the other hand, if you take a loan & haven't quite come up with the entire amount to pay off the loan + interest at the end of the 4 month period then all that's necessary is that you pay just the interest owed. That will buy you more time & begin a new 4 month loan period which you can do as many times as is needed until you can pay back the original loan amount + interest.
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